Flutterwave Reviews

Flutterwave is a payment platform designed to facilitate seamless online payments for businesses and individuals in Africa and across the world. It provides businesses with secure and reliable technology they can rely on in Africa and beyond. With Flutterwave, businesses can accept customers' payments across different payment methods, such as bank transfers, mobile wallets, and cards; and easily track their performance with advanced analytics and real-time information.

Some of the key features that set Flutterwave apart from other payment solutions include:

1. Payment Processing: Flutterwave offers payment processing services that allow businesses to collect payments from anywhere in the world. It enables businesses to process money faster, and reduce cash flow issues.
2. Multi-Currency Support: Flutterwave supports multiple currencies, allowing businesses to accept payments worldwide.
3. Payment Notifications: Flutterwave sends businesses push notifications whenever a payment is made, allowing them to quickly and efficiently track them.
4. Fraud Protection: Flutterwave offers advanced fraud protection features to help businesses protect themselves from fraudulent transactions and chargebacks.
5. Free Analytics: Flutterwave provides analytics tools that allow businesses to monitor and analyze their payments in real-time.
6. Simple Integration: Flutterwave's simple integration process enables businesses to integrate payment solutions into existing platforms or develop custom systems quickly and cost-effectively.

In comparison to other payment solutions like Interswitch and Paystack, Flutterwave also allows you to make payments online using virtual dollar cards, receive money transfers from US & UK, register your business, and also get a business loan. This makes Flutterwave a comprehensive payment solution for businesses operating in Africa and beyond.

To sign up for Flutterwave, follow these steps:

1. Go to the Flutterwave website.
2. Click on Create Account.
3. Enter your phone name, email, country, referral code, and password.
4. Check your email and confirm your email address.
5. Log in to your dashboard and fill in your personal and business details.
6. Save compliance information and start using Flutterwave.

Please note that account activation for some countries may take approximately 72 hours. If you have any questions or need assistance, please contact Flutterwave's support team.

Yes, Flutterwave is available in several countries including Nigeria, Ghana, Kenya, South Africa, Uganda, Tanzania, the United Kingdom, America, and Europe. It also supports transactions in over 30 other countries including Zambia, Cameroon, Ivory Coast, Sierra Leone, Burkina Faso, Guinea-Bissau, Mali, Senegal, Rwanda, Tunisia, Guinea Conakry, and more. However, it's important to note that the availability of Flutterwave in your specific location may vary, and it's always a good idea to check with Flutterwave's official website or support for the most accurate and up-to-date information..

Flutterwave offers transparent and fair pricing for businesses. For local transactions using cards, wallets, and mobile money, they charge 2.9% per transaction. For international transactions, the charge is 3.8% per transaction. International cards are charged and settled in your local currency by default. They also offer custom pricing for businesses with large-volume or high-value transactions. It's important to note that there are transaction limits which apply to the different types of accounts. By default, your customers bear the transaction charges, but you can change this on your dashboard anytime to your preference. At Flutterwave, they take security seriously, so every payment made on their platform is 100% secure, even exceeding industry standards. They have ISO 27001 & 22301 certification, which means that they have acceptable business practices and processes, including a robust business continuity plan. They are also PA DSS & PCI DSS Compliant, which is proof that Flutterwave, as a payment gateway processor, has satisfied the highest level of Security Audit and authorizations..

To sign up for Flutterwave, follow these steps:

1. Go to the Flutterwave website.
2. Click on Create Account.
3. Enter your name, email, country, referral code, and password.
4. Check your email and confirm your email address.
5. Log in to your dashboard and fill in your personal and business details.
6. Save compliance information and start using Flutterwave.

Please note that account activation for some countries may take approximately 72 hours. If you have any questions or need assistance, please contact their support team.

Flutterwave, a leading African fintech company, offers a variety of products and services to support businesses, startups, and individuals. Some of their popular offerings include:

• Fintech as a Service (FaaS): This solution helps startups of all sizes quickly become fintech companies using Flutterwave’s pre-built API and solutions.
• Capital: A technology platform for businesses and consumers to access Buy Now Pay Later (BNPL) and Merchant lending from regulated and certified credit providers.
• Grow: A B2B product that helps entrepreneurs easily incorporate their businesses globally.
• Checkout: A new checkout experience that is 5x faster, reducing drop-off by 60%.
• Card issuing: A technology platform to enable businesses to issue both Mastercard virtual and physical debit/prepaid cards to their customers in partnership with Mastercard.

These solutions are designed to support growth for businesses, startups, and individuals, affirming Flutterwave's commitment to creating endless possibilities for all through technology.

Flutterwave ensures the security of its products and services through several measures. It utilizes best-in-class security to safeguard transactions and user data. This includes 256-bit SSL encryption, 3D-secure certification, and direct connections to major card networks like Visa and Mastercard. Flutterwave also has PCI DSS certification to ensure card data compliance. The platform undergoes scheduled external audits and vulnerability testing.

In addition, Flutterwave is ISO 27001 & 22301 certified, which means that it has acceptable business practices and processes, including a robust business continuity plan. It is also PA DSS & PCI DSS Compliant, which is proof that Flutterwave, as a payment gateway processor, has satisfied the highest level of Security Audit and authorizations.

Furthermore, Flutterwave provides a Payment Protection Promise. This guarantee ensures that customers are protected every time they spend with Flutterwave. If the item or service paid for didn’t arrive, is faulty or damaged, or doesn’t match what was listed, customers are always eligible to receive a full refund for purchases up to N10,000, provided that their payment scenario is covered by the Payment Protection Promise.

Lastly, if a merchant is found to be repeatedly fraudulently charging users, Flutterwave will ensure that they are unable to continue perpetrating such services through Flutterwave’s technology, and report them to the appropriate authorities. This shows that Flutterwave takes security seriously and every payment made on its platform is 100% secure, even exceeding industry standards..

Yes, Flutterwave can be used outside Africa. It is a leading technology company that enables businesses across the world to expand their operations in Africa and other emerging markets through a platform that enables cross-border transactions via one API. This means that businesses outside Africa can use Flutterwave to facilitate their transactions with African markets. The firm has also partnered with leading global and pan-African technology and telecommunication companies to drive financial inclusion on the continent. The company’s key advantage is international payment processing in 150 currencies and multiple payment modes, including local and international cards, mobile wallets, bank transfers, and more. So, it's not limited to just Africa, but has a global reach..

Flutterwave supports a wide variety of methods for customers to pay across a wide range of countries. You can specify what payment methods you're willing to accept from your customers in two ways. First, you can enable or disable payment methods globally in your account settings. This will set what payment methods are available to your customers across Flutterwave Inline, Standard, and HTML checkout. If you prefer to set payment methods per transaction, you can use the payment_options parameter instead. This field takes a (comma + space)-separated list of allowed payment methods. For payment_options to work, you need to uncheck Enable Dashboard Payment Options on your Account Settings. Some payment methods are tied to specific currencies. When showing the customer the payment options you specified, they'll ignore any ones that don't apply to the current currency. For instance, mpesa is only available for KES, so if you specify payment_options as "card, account, mpesa" when collecting an NGN payment, they'll only show card and account payment options on the modal. Here's a list of currently supported payment methods and the value to use when specifying them in payment_options: Card payment (card), Bank account (direct debit) (account), Bank transfer (banktransfer), M-Pesa (mpesa), Mobile money Ghana (mobilemoneyghana), Mobile money Francophone Africa (mobilemoneyfranco), Mobile money Uganda (mobilemoneyuganda), Mobile money Rwanda (mobilemoneyrwanda), Mobile money Zambia (mobilemoneyzambia), Barter payment (barter), QR payment (nqr), USSD (ussd), Credit payment (credit). For banktransfer payments, You can specify an expiry period for transactions..

Flutterwave Inline is a lightweight JavaScript library that you can import on your checkout page. When the customer clicks on your payment button, the FlutterwaveCheckout() function is called, which handles the payment and returns to you when it's done.

Flutterwave Standard is a server-side integration where you call the create payment endpoint with the payment details from your server. A link to a payment page is returned, and you redirect your customer to this link to make the payment. When the transaction is completed, the customer is redirected back to you.

HTML Checkout is similar to Flutterwave Inline but is done entirely in HTML. You create a regular HTML form containing the payment details. When the customer submits the form, they are redirected to the Flutterwave payment page where they can complete the payment.

These three methods provide different ways to integrate Flutterwave into your website or application, depending on your specific needs and the level of customization you require.